Honesty first
If a strategy is not right for you, we will say so — even when it means less work for us. Straightforward, candid advice is the foundation of everything we do.
About TCH Financial
TCH Financial Pty Ltd is an independent financial planning and advisory practice based in Perth, Western Australia. We help individuals, families and business owners make confident financial decisions — with advice that is clear, personal and free of hidden agendas.
TCH Financial was founded on a simple observation: too many Australians receive financial advice that feels rushed, complicated, or designed around products rather than people. We set out to build a practice that does things differently — slower, deeper, and centred entirely on the client in front of us.
From our base in Perth, we work with clients across Western Australia who want more than a one-off product pitch. They want a trusted adviser who takes the time to understand their circumstances, explains their options in plain English, and stands beside them as life changes.
Whether it is structuring superannuation, planning for retirement, protecting a family's income, or helping a business owner map out their next chapter, our approach is the same: listen first, plan carefully, and keep the advice honest and accountable.
We are proud to operate as a registered Australian company — TCH Financial Pty Ltd, ABN 48 702 576 609 — serving clients locally in Perth and right across WA.
What guides us
Every recommendation we make and every conversation we hold is shaped by four commitments.
If a strategy is not right for you, we will say so — even when it means less work for us. Straightforward, candid advice is the foundation of everything we do.
Financial concepts should never be a barrier. We explain every recommendation in plain language, so you always understand what you are doing and why.
Wealth is built over decades, not quarters. We measure our success by our clients' progress over time, not by one-off transactions.
Your plan belongs to you. We document our advice clearly, keep records transparent, and make sure you can act with confidence even between reviews.
As a Western Australian practice, we understand the local economy, property landscape and superannuation considerations that shape our clients' decisions.
We stand behind our recommendations, review them as circumstances change, and take responsibility for the quality of the guidance we provide.
Start with an obligation-free conversation about your goals and where you stand today.